Summary |
Competitive pressures as well as prudential regulatory requirements have made banks risk-averse as reflected in their tendency to investment in relatively risk-free gilt instruments. The behavior and strategies of banking business need changes in favour of risk-taking even while performing core activities. Also, there is a need to ensure long-term finance to support development and growth in the economy, even as restructuring takes place through merger and universal banking.
The present book addresses issues like Basel – II accord guidelines, second generation banking sector reforms, cost-benefit and productivity analysis of Indian banks, danger zone banks, privatization and comparative efficiency of Indian banks and the recent reform measures.
Vital statistics regarding the Indian banking sector and the recent annual policy statement, 2008-09 of the RBI has also been discussed.
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