ABOUT THE BOOK

Regional rural banks were set up in 1975 with the basic objective of providing credit facilities to the rural poor. In the light of changes that have taken place in response to the financial sector reforms, the present study appraises the growth and performance of regional rural banks in the state of Punjab. It attempts to intensively examine and compare the various aspects of growth, profitability and productivity of RRBs operating in the state and assesses the perception of customers regarding working of these institutions. The study covers all the regional rural banks operating in Punjab, serving 15 districts of the state and having 210 branches. The study is based on both primary data and secondary data. This book is a humble attempt to examine the various aspects of functioning of rural banks and highlights the problems of rural poor dealing with the banks. It is hoped that this book will be found immensely informative and would prove useful to scholars and students of economics and commerce, and students of economics and commerce, and to planners, policy-makers and bankers.