Summary |
This book brings together a unified collection of papers that mitigates some of the existing weaknesses in the literature b (1) constructing and analyzing a board cross-country dataset on deposit insurance, and (2) assessing the impact of DI and its design in individual developing countries.
Deposit insurance is strong medicine. Whether it benefits or harms a country depends on how well it is designed and administered. For countries in the process of adopting DI, this volume provides advice that identifies six guiding principles of good design: limited insurance coverage, compulsory membership, private-sector participation in overseeing the scheme, appropriate pricing, restrictions on the ability of the fund to shift losses to the taxpayer, and assigning explicit responsibility for bank insolvency resolution.
The contents of the book includes below:
I Introduction
II Deposit Insurance: Adoption, Pricing, and Linkages, with Insolvency Resolution
III Deposit Insurance Country Experience
IV Deposit Insurance: Database
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