Summary |
The present study was conducted under the aegis of the ILO’s STEP programme, as a very first attempt to identify and document the various insurance products provided by insurance companies (both public and private) to the disadvantaged groups in India. Tough every effort has been made to reach out all insurance companies and to gather all relevant information pertaining to these products, it cannot be claimed that every product has been fully documented. Also, time specifications did not allow travelling to the various locations across the country where the companies have their headquarters. Thus, the work had to rely on the responses provided to the questionnaire that was especially designed for the purpose of this study that had been sent out to all insurance companies. Moreover, lack of data / documentation on products that entered very recently the market meant that, at times, one had to work with insufficient secondary data. Since this is a working document and is clearly to be considered as a continuing process, it is hoped that more products will be added up to the present list and that more information will be made available in the coming months
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