Summary |
“This book opens a path between traditional government-based and market-based responses to the lack of health care for the very poor people of our planet, maintaining a role for the government in furthering social goals through microinsurance while also creating a favorable market environment. The path is a pragmatic look at what close-to-people-needs schemes can do to fill the huge gap of ill-being. The authors, however, dig deeper into the subject in various manners: they link their analysis to the emerging study of social capital and the need for people to trust their peers and build networks with them; they also give a strong analytical underpinning to how to insure and reinsure community-based financing schemes; they preempt possible critics by addressing the need to design, from the beginning, an adequate regulatory environment for microinsurance and reinsurance; and finally, they go from theory to practice with a thorough case study of a pilot experience in the Philippines.
The book allows the reader to have a full immersion in the fresh well of creative responses to the challenge of lifting the poor people from ill-being to well-being. The study is relevant and timely, and opens the door for action, and probably for healthy, intense debate on the issue as well.”
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