Summary |
The purpose of this book is to educate students to recognize legal problems so they can seek advice from legal counsel. This book is not intended to provide solutions to individual legal problems because laws vary from jurisdiction to jurisdiction and are subject to change. Moreover, if a fact situation differs slightly from a similar fact situation presented in the book, the action that should be taken could vary materially from that suggested in the book.
The contents of the book includes –
1. Insurance and the law
2. Contracts
3. Agency
4. Agency in life and health insurance
5. Waiver and estoppels
6. Formation of the life insurance contract
7. Structure of the life insurance policy
8. Added benefits and limitations
9. Property rights in the life insurance policy
10. Beneficiary designations and changes
11. Settlement agreements, trusts, and wills
12. Premiums and dividends
13. Policy loans and nonforfeiture benefits
14. Assignments and other transfers
15. Lapse and reinstatement
16. Equitable remedies
17. Policy contests and the incontestable clause
18. Performance of the insurance contract
19. Group insurance
20. Health insurance
21. Annuity contracts
22. Life and health insurance advertising
23. Privacy and insurance
24. Insurers and agents as employers
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