Summary |
The cold black print of the motor insurance policy represents all too often the blood that soaks the highway, the torn metal and the widow in black. It is with this in mind that the first portion of this book discusses Road Safety before any examination is made of Swedish motor insurance theory and practice. Sweden has the most highly developed No Claims Discount system in the world. Motor insurance there has sufficient points of unique practice to warrant closer study, and it is the purpose of the latter part of this book to examine these aspects.
The motor car affects everyone, whether driver, passenger or pedestrian, and therefore all are concerned in road safety. Here is a department of life where one cannot contract out. There is scarcely any other branch of insurance where moral hazard plays so large a role and the realization of its existence is a matter of concern to everyone.
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